:root{--navy:#0b2e55;--navy2:#071f3a;--gold:#c69a4b;--ink:#17253a;--muted:#5d6875;--cream:#f7f4ee;--line:#e2ddd3}*{box-sizing:border-box}body{margin:0;color:var(--ink);font-family:Arial,sans-serif;background:#fff}a{text-decoration:none;color:inherit}header{height:74px;display:flex;align-items:center;justify-content:space-between;padding:0 6%;background:#fff;border-bottom:1px solid #eee;position:relative;z-index:5}.brand{font:700 27px Georgia,serif;color:var(--navy)}nav{display:flex;gap:22px;align-items:center;flex-wrap:wrap}nav a{font:14px Georgia,serif;color:#1d2d42}.nav-cta{border:1px solid var(--navy);padding:10px 14px}.hero{min-height:510px;background:linear-gradient(90deg,rgba(5,21,39,.88),rgba(5,21,39,.18)),url('images/home-hero.png') center/cover;display:flex;align-items:center;padding:55px 6%;color:#fff}.hero-inner{max-width:720px}.hero h1{font:700 clamp(42px,5vw,68px)/1.05 Georgia,serif;margin:0 0 20px}.hero p{font:20px/1.5 Georgia,serif;max-width:700px}.buttons{display:flex;gap:16px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:15px 25px;font-weight:700;border-radius:2px}.primary{background:#07529a;color:#fff}.light{background:#fff;color:var(--navy)}.section{padding:56px 6%}.section h2{font:700 36px Georgia,serif;color:var(--navy);margin:0 0 28px;text-align:center}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1200px;margin:auto}.card{border:1px solid var(--line);background:#fff;box-shadow:0 5px 20px rgba(15,35,55,.06)}.card img{width:100%;height:210px;object-fit:cover;display:block}.card .placeholder{height:210px;background:linear-gradient(135deg,#f4efe5,#d8c8a7);display:flex;align-items:center;justify-content:center;font:700 25px Georgia,serif;color:var(--navy)}.card-body{padding:22px}.card h3{font:700 25px Georgia,serif;margin:0 0 10px;color:var(--navy)}.card p{color:var(--muted);line-height:1.6}.card a,.text-link{color:#07529a;font-weight:700}.split{display:grid;grid-template-columns:1fr 1fr;align-items:stretch}.split img{width:100%;height:100%;min-height:380px;object-fit:cover}.split-copy{padding:52px;background:var(--cream)}.split-copy h2{text-align:left}.tags{line-height:2;color:var(--navy);font-family:Georgia,serif}.cta-band{padding:58px 6%;text-align:center;background:var(--navy2);color:#fff}.cta-band h2{font:700 34px Georgia,serif;margin:0 0 12px}.page-wrap{max-width:1180px;margin:auto;padding:55px 6%}.page-hero{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.page-hero img{width:100%;max-height:500px;object-fit:cover}.page-hero h1{font:700 42px Georgia,serif;color:var(--navy);margin:0 0 18px}.page-hero p,.page-hero li{line-height:1.7;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:38px;align-items:start}.contact-photo{width:100%;height:100%;min-height:560px;object-fit:cover}.form-card{border:1px solid var(--line);padding:30px;background:#fff}.form-card h1{font:700 38px Georgia,serif;color:var(--navy);margin-top:0}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:block;font-weight:700;margin:14px 0 7px}input,textarea{width:100%;padding:13px;border:1px solid #cfd4da;font:15px Arial}textarea{min-height:150px;resize:vertical}.submit{width:100%;margin-top:18px;padding:15px;border:0;background:var(--navy);color:#fff;font-weight:700;font-size:15px;cursor:pointer}.note{font-size:13px;color:#6b7077;line-height:1.55;margin-top:18px}.contact-info{background:var(--cream);padding:22px;margin-bottom:22px;line-height:1.7}footer{background:var(--navy2);color:#fff;text-align:center;padding:26px 6%;font-size:13px;line-height:1.9}footer a{margin:0 7px}@media(max-width:850px){header{height:auto;padding:18px 5%;flex-direction:column;gap:14px}nav{justify-content:center;gap:12px}.hero{min-height:520px}.cards,.split,.page-hero,.contact-grid{grid-template-columns:1fr}.split img{min-height:300px}.form-row{grid-template-columns:1fr}.contact-photo{min-height:300px;max-height:420px}.page-hero h1{font-size:34px}}

.page-hero h2,.content-section h2{font:700 30px Georgia,serif;color:var(--navy);margin:24px 0 12px}.content-section{max-width:980px;margin:52px auto 0;padding-top:34px;border-top:1px solid var(--line)}.content-section h3{font:700 23px Georgia,serif;color:var(--navy);margin:26px 0 12px}.content-section p,.content-section li{line-height:1.75;color:var(--muted)}.content-section ul{padding-left:24px;margin:10px 0 26px}.content-section li{margin:7px 0}.disclaimer{margin-top:38px;padding:18px 20px;background:var(--cream);border-left:3px solid var(--gold);font-size:13px;line-height:1.6!important;color:#606975!important}.disclaimer a{color:#07529a;font-weight:700;text-decoration:underline}.page-hero ul{padding-left:22px}.page-hero li{margin:7px 0}.page-hero .btn{margin-top:10px}

/* Cross-Border image enlarged to 150% visual height */
.cross-border-image-large{height:300px!important;max-height:none!important;object-fit:cover!important;}
@media(max-width:850px){.cross-border-image-large{height:auto!important;}}